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Guide · Effective Dec 1, 2025

2026 VA Disability Increase: the 2.8% COLA

VA disability compensation went up 2.8% for 2026 under the annual cost-of-living adjustment (COLA). The new rates took effect December 1, 2025, and the first higher payment landed at the end of December.

What the COLA is

Each year, VA disability pay rises by the same cost-of-living adjustment applied to Social Security. It's tied to inflation — specifically the Consumer Price Index — so your benefit keeps pace with rising prices. For 2026, that adjustment is 2.8%.

Key dates: the increase is effective December 1, 2025, but because VA pays in arrears, the first higher deposit arrives at the end of December 2025 and continues throughout 2026.

What 2.8% means in dollars

The percentage is the same for everyone, but the dollar increase grows with your rating. A few 2026 examples for a veteran with no dependents:

Rating20252026 (+2.8%)Monthly gain
10%$175.51$180.42+$4.91
50%$1,102.04$1,132.90+$30.86
70%$1,759.19$1,808.45+$49.26
100%$3,831.30$3,938.58+$107.28

At 100% that's roughly $1,287 more per year; with dependents the increase is larger still. (The full set is on the 2026 pay chart.)

See your 2026 amount
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Do you need to do anything?

No. The COLA is applied automatically to your existing rating — there's no form to file and no action required. Your December payment simply reflects the new amount.

It also raises related benefits

The same 2.8% lifts the added amounts for dependents, Special Monthly Compensation (SMC), and survivor benefits like DIC. And because back pay is calculated against each year's rate table, the COLA is one reason a multi-year back-pay award is computed year by year.

Why it can feel small: a 2.8% raise tracks official inflation, which may lag the prices you actually feel — rent, groceries, fuel. The adjustment protects purchasing power on paper, but it isn't a "raise" beyond inflation.

Related guides

๐Ÿ“Š Source: U.S. Department of Veterans Affairs 2026 compensation rate tables (effective December 1, 2025); 2026 COLA of 2.8% tied to the Social Security cost-of-living adjustment. Estimate only โ€” not affiliated with the VA.