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Guide · Effective Dec 1, 2025

2026 VA Disability Pay Chart

These are the monthly VA disability compensation rates for 2026, effective December 1, 2025, reflecting the annual 2.8% cost-of-living adjustment (COLA). Find your combined rating first, then read across for your family situation — every figure below is tax-free.

Use your combined rating, not the sum of your conditions. If you have several ratings, combine them the VA way before reading this chart — 50% + 30% is a 70% combined rating, not 80%. The calculator does it in one step, and this guide explains the math.

How to read this chart

Three things keep veterans from misreading rate tables, so it's worth saying them up front:

Veteran with no dependents

RatingMonthly
10%$180.42
20%$356.66
30%$552.47
40%$795.84
50%$1,132.90
60%$1,435.02
70%$1,808.45
80%$2,102.15
90%$2,362.30
100%$3,938.58

At 10% and 20%, every veteran receives the same flat amount — dependents do not change your pay until you reach 30%. Notice also that the steps between ratings aren't even: the jump from 90% to 100% is worth far more than any other single step, which is why the path from 90% to 100% gets so much attention.

Veteran with dependents (30% and up)

From 30% onward, the VA adds set amounts for a spouse, children, and dependent parents. Here are three common family situations:

RatingWith spouseSpouse + 1 child+ 1 parent (alone)
30%$617.47$666.47$604.47
40%$882.84$947.84$865.84
50%$1,241.90$1,322.90$1,220.90
60%$1,566.02$1,663.02$1,540.02
70%$1,961.45$2,074.45$1,931.45
80%$2,277.15$2,406.15$2,242.15
90%$2,559.30$2,704.30$2,520.30
100%$4,158.17$4,318.99$4,114.82

Every cell above is just the base rate plus fixed additions. At 70%, for instance, the spouse addition is $153, so $1,808.45 + $153 = $1,961.45. The dependents guide walks through who counts and how to claim them.

Your exact household
Add a spouse, children, and parents and get your precise figure.
Open the calculator →

Added amounts (per extra dependent)

For families beyond the columns above, the VA adds these fixed amounts on top of the base rate:

RatingEach child under 18Each child 18–23 in schoolSpouse Aid & Attendance
30%$32.00$105.00$61.00
40%$43.00$140.00$81.00
50%$54.00$176.00$101.00
60%$65.00$211.00$121.00
70%$76.00$246.00$141.00
80%$87.00$281.00$161.00
90%$98.00$317.00$181.00
100%$109.11$352.45$201.41

Example: a veteran at 100% with a spouse and two children under 18 starts at the spouse-and-one-child rate ($4,318.99) and adds one more child ($109.11) for $4,428.10 a month. Each dependent parent also has its own addition — $123 at 70% and $176.24 at 100%, for instance — and a veteran with no spouse uses a slightly smaller first-child amount ($102 at 70%, $146.85 at 100%) than the with-spouse figures built into the table above.

Worked household examples

The chart becomes much easier once you see the addition done out loud. Four realistic households, computed straight from the tables above:

Any combination works the same way: one base rate, then one fixed addition per dependent. That's exactly what the calculator automates.

How the 2026 rates were set

VA compensation rises each December 1 by the same COLA applied to Social Security, which is announced by the Social Security Administration in October and tied to the Consumer Price Index. For 2026 the adjustment was +2.8% over the 2025 tables — at 100% with no dependents, that meant moving from $3,831.30 to $3,938.58, an extra $107.28 a month. The increase is automatic; no form or claim is needed. Our 2026 COLA guide breaks down the increase at each rating, and because back pay is computed against each year's table, these annual adjustments matter retroactively too. Rates are published in the VA's Veterans Compensation Benefits Rate Tables; this chart mirrors them.

Note: these are the standard schedular rates. Veterans with very severe disabilities (such as loss of a limb or being housebound) may qualify for Special Monthly Compensation (SMC), which pays more than the chart above. SMC is determined by the VA. Separately, veterans who can't work because of service-connected conditions may be paid at the 100% row through TDIU even with a lower combined rating.

Frequently asked questions

Do dependents increase VA pay at 10% or 20%?

No. At 10% and 20% every veteran receives the same flat amount — $180.42 and $356.66 a month in 2026 — regardless of family. Dependent additions begin only at a 30% combined rating, which is one more reason a rating that combines to 30% rather than 20% can matter more than the percentages suggest.

Is VA disability compensation taxable?

No. VA disability compensation is tax-free. Every figure on this chart is what actually lands in your account — no federal income tax is withheld, and the payments are not reported as taxable income.

When does each month's payment arrive?

VA pays in arrears: each month's compensation is generally deposited on the first business day of the following month. That's why the 2026 rates, effective December 1, 2025, first showed up in the deposit at the end of December 2025.

What if my family doesn't match a column on the chart?

Build your amount from the pieces. Start with the base rate for your rating, then add the fixed amount for each dependent from the tables above — the worked examples in this guide show the arithmetic step by step, and the calculator handles any combination.

Is this chart the maximum the VA pays?

No. SMC pays above the schedular chart for very severe situations, and TDIU pays at the 100% row — $3,938.58 a month in 2026, plus the 100%-level dependent additions — even when the combined rating is below 100%.

Do I use my highest single rating or my combined rating?

Your combined rating. VA combines multiple ratings under 38 CFR §4.25 rather than adding them, so 50% + 30% combines to 70%, not 80%. How VA math works explains why, and the bilateral factor guide covers the extra step for paired limbs.

This is general information, not benefits advice. Your exact payment depends on your combined rating, verified dependents, and any SMC entitlement in your VA award. Check your award letter or VA.gov account for your official amount.

Related guides

📊 Source: U.S. Department of Veterans Affairs, 2026 Veterans Compensation Benefits Rate Tables, effective December 1, 2025. Estimate only — not affiliated with the VA.